• Kannan is a Veterinarian, graduating from Tamil Nadu Veterinary and Animal Sciences University and an MBA from IIM, Ahmedabad. He has more than 16 years of experience in Banking and Financial Services.
• Before Veritas he has worked across organizations including Axis Bank, Yes Bank and Cholamandalam Investment and Finance Company Limited (Chola). He has experience across functions including Relationship Management, Sales and Credit spanning corporate and retail finance businesses. His last role in Chola involved setting up a new vertical to cater to the rural markets utilizing the deep branch network of the group.

• Vijay is a post-graduate in Management (MBA) from ICFAI Business School and has completed MDP from IIM Luckow on Risk Management. He has over 20 years of experience in Credit and Risk across Retail and SME Products. He also has rich experience in Underwriting, Portfolio & Risk Management and implementation of the scorecard model for mortgage underwriting.
• Before Veritas he had been associated with Hinduja Housing Finance as Head-Credit & Operations for Home Loans and Mortgage Product where he had been responsible for setting up the complete process for underwriting and operations from scratch and to build the credit team coinciding with the growth of the organization. He has also worked with leading banks and HFCs including Citibank, IDFC Bank, HDFC Bank and Sundaram Home Finance in the past.

• Christopher brings with him over 26+ years of rich experience in Financial Services and has worked in financial institutions like Oriental Bank of Commerce (OBC), National Housing Bank (NHB) and Shriram Housing Finance.
• Before Veritas, he was associated with Shriram as Head-Audit and Compliance. He has completed MSW (Gold Medallist) in HR from Loyola College and holds an MBA in Finance with Certified Associate of Indian Institute of Bankers (CAIIB).

• Sudharsan is a graduate from Madras University and also an NLP Business Practitioner. He carries over 25 years of experience in Operations/Credit in Commercial Vehicle, Mortgage, Home loans and as a Business Analyst in BSFI.
• Before Veritas he had been associated with Chola – in Operations & Underwriting for 11 years; He has also worked with leading NBFC/Banks like TATA Finance Limited, ICICI Bank, ABN AMRO Bank, POLARIS SOFTWARE. Has vast experience in setting up the new process and team (Centralised & at Branches) of OPERATION in ICIC Home loans, Chola Mortgages and in Veritas - managing and leading the Lager team to smoother transition and quality process environment.

• Sarath is a Graduate in Civil Engineering from Madurai Kamaraj University with a master’s degree in Real Estate Valuation and has a Senior Management Program from IIM, Kozhikode. He has rich experience in the banking and financial services. He is a seasoned technical professional with over two decades of experience. Most of his career is associated with technical functions specifically in the field of property inspection, statutory approvals and valuation. He has participated in various programs and seminars conducted by the Institution of valuers, India (IOV) at National level. His expertise significantly facilitates in building a quality portfolio.
• Before Veritas, he has worked in various organizations including Sundaram Home Finance and Aptus Value Housing Finance. He was heading the Technical function at Aptus and was responsible for setting up the technical team with a robust technical process to enable a strong technical portfolio at Aptus.

• Parthiban holds a post-graduate degree in Management and is also a certified Project Management professional. He also carries a rich experience in adapting technology, to simplify and automate business processes through initiatives like TAB based digital sourcing and self-service mobility apps for customers, having conceived and rolled out similar initiatives both at Veritas and Cholamandalam Finance. He has close to two decades of experience in the Technology field, most of it in the BFSI sector.
• Before Veritas he has with firms like Citi and Cholamandalam Finance. Parthiban has rich expertise in conceiving the technology canvas for Financial organisations from scratch, and in setting up the associated software systems and the Hardware Infrastructure. He has been instrumental in setting up the new generation of Information Technology systems and Hardware infrastructure at Veritas.

• Ramesh is a post-graduate in Commerce and holds an MBA in the specialisation of Finance. He also completed the Post Graduate Certificate programme in Business Management (PGXPM) from Great Lakes Institute of Management (GLIM). He has more than 18 years of experience in Banking and Financial Services.
• Before Veritas he has worked across organizations including Equitas Group Companies (Equitas Small Finance Bank), Northern Arc Capital (Formerly IFMR Capital), RR Donnelly and Computer Age Management Services Private Limited (CAMS). He has experience across functions including Financial Management, Accounting, Auditing, Compliance and MIS. He played a key role in the IPO and listing process of the Equitas Holding company and he was primarily responsible for the consolidation of financial statements for the holding company, which was listed in NSE and BSE.

• Mahesh is a Chartered Accountant from Institute of Chartered Accountants of India. He has more than 9 years of experience in Corporate Treasury, Funds Raising, Structuring the securitization deals, RBI reporting, Budgeting & MIS.
• Before Veritas, he was with Asirvad Micro Finance, where he was helping them to raise funds and diversify the funding source from Banks to Mutual Funds, FPIs and raise the funds through CPs and Securitizations. Before this, he was associated with Equitas Small Finance Bank Ltd and IFCI Financial Services Limited.

• Prakash Rayen has over 20 years of experience in the BFSI segment, spearheading the Technology initiatives of the retail assets division. He had been associated with Cholamandalam DBS for more than a decade and was instrumental in setting up and managing their retail finance technology. Later, he joined Development Credit Bank as Head – Retail Asset Technology and Business Intelligence. He joined a start up housing finance firm, Aptus Value Housing Finance, just after the incorporation and much before the commencement of business.
• At all places, Prakash has been instrumental in creating and maintaining the IT strategy in line with the demands of the organization and in keeping up with current best practice in the financial services sector.
• His active contribution included setting up a robust IT platform which not only complies with regulator’s requirement, met the management requirement in terms of reporting and MIS but also meets the complete customer needs of the segment.
• At Aptus, he had been responsible for setting up the entire IT platform of the organization from scratch, identifying and putting in place right solutions for the lending product and managing the technological challenges coinciding with the growth of the organization and leading the many IT innovations.
• Prakash is a post graduate in computer applications (MCA) from St.Joseph’s College,Trichy. He is also a qualified oracle database administrator.

• Suchindran V G is the Chief Financial Officer at Veritas Finance. He is responsible for functions of Finance and Treasury.He was earlier the CEO of IFMR Investment Adviser Services Private Limited, the fund management and investment advisory arm of IFMR Trust, where he successfully launched the fund platform in the alternative investment fund space. He has experience of more than 20 years in capital markets and inclusive finance industry. He has previously worked with Equitas Group where he was heading investor relations and business planning at Equitas Holdings Private Limited as well as Treasury, MIS and Risk functions at Equitas Micro Finance Private Limited and Equitas Finance Private Limited.

  Prior to that, he worked as Vice President – Operations at Variman Capital Market Services, Treasury Analyst at Citibank NA and part of Corporate Treasury team at Cholamandalam Investment. Suchindran is a qualified Chartered Accountant (FCA), Cost & Management Accountant (CMA) and Company Secretary (ACS).

• Nicholes Antonycomes with more than two decades of experience in the housing finance industry. Prior to joining Veritas Finance, Nicholes was with Mahindra Rural Housing Finance as DGM (Operations) where he was overseeing the business, credit and collection verticals. He had set up the operations for Mahindra in South. Commencing the business in 2008 with a six-member team, Nicholes built a strong distribution network of 100 branches with over 600 employees in a span of six years.
• He was earlier with Dewan Housing for more than a decade, handling the housing finance business in various capacities including Branch Manager, Area Manager and as Head of Special Initiatives. A deeply committed individual, with in-depth knowledge of the semi-urban and rural markets in south, strong leadership qualities, successful in managing and motivating large teams, Nicholes has a huge passion to contribute in making inclusive financing great success.

• Sheik Abdullah heads Business Development & Marketing at Veritas Finance. Sheik has over 20 years of experience in financial services with specific reference to commercial vehicles, affordable housing & mortgage lending space. He has been responsible for setting up the sales team, vast distribution networks across the southern states and leading a high performing team to excellence in sales and won accolades many times in all the organizations he has been associated with. A highly enthusiastic worker, a natural leader and a performance was driven individual who has the right mix of commitment and passion towards the work.
• Starting his career as Management Trainee, he has grown to hold Sr.-level positions in sales including Regional Manager, GM sales, etc in the past. Prior to joining Veritas Finance, Sheik was working in organizations including Shriram Transport Finance, Cholamandalam, and Aptus Value Housing Finance. Sheik has a Bachelor’s Degree in Engineering and has undergone Management Training in IIM Kozhikode.

• Sekhar Vikas has been spearheading the foray of Veritas Finance into the Eastern States – Odisha, West Bengal, Jharkhand and Chhattisgarh. Sekhar has more than fifteen years of experience in financial services with focus on housing, mortgage & unsecured lending space. Sekhar brings with him an ability to build and manage a large team of sales people for range of financial products. Apart from directly managing a large team of field executives, he has also handled channel partners and has developed and trained large no of DSAs apart from direct sales teams.
• He has also been responsible for setting up new branches and vast distribution networks across the eastern states like West Bengal, Odisha, Jharkhand and has excelled in every organization he has been part of. Prior to joining Veritas Finance, Sekhar had worked with Shriram City Union, Cholamandalam Investment and Finance Company Limited, HDB, CBOP, HSBC. He holds a Post graduate degree in Management from Devi Ahilyabai University, Indore.

• Sankar Annamalai is an engineering graduate from the College of Engineering Guindy and a post-graduate in management from Indian Institute of Management Ahmedabad. He has more than 24 years of experience in banking and financial services across general management, product/project management, Technology, and business development.
• Before Veritas, he has worked in various organizations including TCS, Infosys and Cholamandalam investment and finance company limited (Chola). His last role in Chola was National business manager for SME vertical. In short span he turned around the business taking the total book size to Rs 1800 crores with operations across India. He has handled multiple products like mortgages, home loans, equipment finance, loan against securities and supply chain finance.

• Sathish R is a seasoned professional with an impressive 22+ years of experience in the dynamic field of Vehicle Finance, Holding a bachelor’s degree in electronic science from Madras University.
• Before Veritas, his journey included pivotal roles in esteemed organizations such as Shriram Transport Finance Company, Cholamandalam, and Indostar. Having exposure in setting up the Vehicle Finance Division that involved strategic planning and execution across India, he has demonstrated leadership skills in building and leading high-performing teams, fostering a collaborative and results-driven work culture.

• R.Krishnaraj has rich experience in financial services, most of which is in Credit & Collection function. He is a seasoned Credit Manager, with over two decades of experience cutting across credit, operations, risk management, recovery and collections.
• Before joining Veritas Finance, Krish was with Cholamandalam as DGM Credit / Operations – Vehicle Finance Recognized and awarded the Best Credit Manager, Krish has handled the credit operations of most branches and locations in Tamil Nadu and been instrumental in ensuring quality portfolio growth in the region over the years.
• He has been involved with the organization in its most robust growth phase and adapted to the various challenges during this phase quickly.
• He is credited with the introduction of many new innovations and first to adapt and put in place any new initiatives including Risk Scoring Model, Lean Cell Concept in the Vehicle Finance vertical An excellent team player, Krish handled a large team which included Area Credit Managers and Branch Credit Managers apart from Credit Officers. He is highly regarded for his deep association with the entire team and imparting knowledge through constant training and development of not only the credit officers but also the sales team.

• Kanchana srikanth heads the Compliance function at Veritas Finance and has been associated with Veritas Finance since inception aligning with the business requirements, policies, statutory and regulatory requirements. Passionate about applying organizational and communication skills to manage and lead teams.
• She holds 27 years of experience in the legal field and is proficient in legal advisory, property verification, litigation, vetting of contracts of all departments at par with policies and documentation. Also has rich experience in DRT cases, Ombudsman forum, Consumer cases, Writ petitions., Securitization Act 2002. Handled matters relating to claim against the bank, non-Banking assets. Issuing instructions relating to legal matters i.e., policy decisions, circulars. She has rich experience in Banking and financial sectors and worked with Vijaya Bank, Cholamandalam, Lakshmi Vilas Bank and was heading Legal Department of Aptus Value Housing Finance and was responsible for setting up the robust legal system including management of security documents. She has completed her professional degree in law B.A.B. L., in 1996 at Dr.Ambedkar Govt Law College and has mastered an Advance program on Human Resources Management from IIM – Lucknow.

V. Aruna holds a Bachelor's degree of commerce from Women's Christian College, Chennai and is a qualified Company Secretary of the Institute of Company Secretaries of India. Adjudged as the best participant in the 41st MSOP training which she underwent as a part of the CS curriculum, she also has won the 'Ms. Eleanor McDougall Commerce Prize', one of the prestigious awards in Women's Christian College, Chennai, for securing the highest mark in core elective papers in the final year.

Prior to Veritas, she completed her training at M/s. M. K. Surana & Co., Chennai, where she gained wide exposure with respect to secretarial and compliances under the Companies Act, 2013, the FEMA Act, the Insolvency and Bankruptcy Code, 2016, the SEBI regulations, and the LLP Act, 2008. A semi-qualified Cost accountant, she is currently pursuing her final stage of Cost Accountant exams held by the Institute of Cost Accountants of India.

• Laxmi Sridhar is a member of the Institute of Chartered Accountants of India. She possesses a total work experience of 12+ years with varied exposure in Financial reporting and Audit & Assurance functions.
• She started off her career at Deloitte Haskins & Sells, where she served 8+ years as part of the Statutory audit team handling various engagements in the Financial services sector. Before joining Veritas, she was handling financial reporting and MIS at Aptus Value Housing Finance India Ltd, a HFC registered with National Housing Bank.

D Arulmany is the Managing Director & Chief Executive Officer of Veritas Finance.Arul has more than two decades of experience most of which is in the financial services industry. He has been part of Cholamandalam DBS and has been credited with many new initiatives and has driven the company’s foray into Light Commercial Vehicles, Three Wheeler Finance among other things. He also initiated the Captive DSA model and the Franchisee Model which helped the business expand to smaller towns and reach out to more than 300 locations.He was also a part of the Strategic Innovation forum at the the Murugappa Group and he was considered by the group as a successful mentor of the Management Trainees.

Before starting Veritas Finance, Arul was associated with Aptus Value Housing Finance as President & CEO since inception. Arul joined Aptus when it was merely an idea and leading from the front, he was an integral part of building the organization, to become a formidable player in the affordable housing finance segment.He has been invited to be in the Selection Board of TAPMI and visits Major business schools regularly for lecturing the Management Graduates.

Arul has done his Post Graduate Programme in Rural Management from (PGDRM) IRMA with graduation in Bachelor of Business Administration (BBA), Madurai Kamaraj University. He has also done his GMP from University of Michigan.